Programs 
Express   |   Platinum  |   Platinum Plus   |   Fundamental     
.

    Loan Purposes:
Permanent first mortgage loans for
Acquisition financings and refinancing.
    Financing Size:
$125,000 - minimum
Financing Max Loan 10,000,000 Interest rate: Starting at 5.99% arm
    Term:

1 year * 2/6 * 5/6 * Fixed Rates
15 - 20 - 30 years Amortization
    Loan to Value Ratio:
Up to 80% - Multifamily & Mixed Use
Up to 70% - Retail and Other Property Types
90% CLTV Available
    Interest Rate:
Starting at 7.25% to 5.99% ARM

 
Fees: Par Pricing Available
    D.C.R
1.20 (Flexible)
    Collateral:
First Mortgage, recourse loans.
    Prepayment:
Typically 2 to 3 years Lockout/5%
1-60 months Prepayment penalty.
    Funding:
45 business days following execution
of application.
    Submission:

 

 

The following documents are required
for our initial review:

   1)MetWest submission form.
   2)Credit Report (Minimum FICO 600)
   3)Completed 1003
   4)Rent Roll, Income & Expense
      Stmt. (investment properties only)

U.S. Loan Programs

*Small Commercial SIVA
 
  • SIVA Stated income / Verified assets / Self employed
  • No seasoning required on Refinance or Down Payments
  • $100.000 to $ 1.5 million
  • 600 minimum credit score
  • Multi-family, Mixed use. Retail, Office and Commercial
  • Fixed Rates
  • 15.20 & 30 year Amortization
  • Max LTV 75% CLTV to 85%
  • Nice program also allows unusual property types like bowling alleys and warehouses!

*Full & Light Documentation- Nationwide Commercial Portfolio!
 
  • $100,000 to No Maximum
  • Fast written Commitments lock in your deals!
  • Nationwide-All 50 States
  • 600 minimum credit score
  • Apartments, Mixed Use and Commercial: office, warehouse, retail, industrial
  • Apartments and Commercial
  • Single non rated tenant OK
  • All 15.20 and 30 years fully amortized
  • Max LTV 80% Purchase & Refinancing Apartments & Mixed Use 75%
  • Unseasoned Refinancing OK in most cases!
  • Seller 2nd OK Full Documentation to CLTV 95%!!

*Hard Equity & Bridge Loans

  • $100.000 to No Maximum
  • Nationwide – All 50 States
  • All commercial property types considered except farm land
  • Bad credit OK/All situations considered including bankruptcy, foreclosure, quick close and credit rebuilders/Based on property value
  • A chance to close quickly or stabilize your credit or other situation and save the day
  • Rate 8% - 14%
  • Max LTV 70%

*Large Commercial Program

  • $1 MILLION to No Maximum
  • Nationwide-All 50 States
  • 600 minimum credit score
  • Multi-family, Mixed use, Retail, Office, Industrial and Storage
  • Multi Tenant Properties or Rated Tenants
  • Adjustable Rates
  • Up to 30 year Amortization
  • 30 Year fixed rates loans available !
  • Max LTV 80% apartments and anchored retail, 75% MAX LTV everything else!
  • NO recourse typically required  
  • NO sounds on this program

*CURRENT PROGRAM SUMMARIES

  • Requires 85% occupancy Appartments, 90% occupancy on commercial
  • Call today to see if you qulify for these unbeatable rates!

*Large Construction Financing

  • $500,000 to No Maximun
  • Our Construction Mony Starts At $500,000
  • Nationwide-All 50 States
  • All property Types considered but prefer appartment/condo/multi family building project
  • Floating rate: based on LIBOR plus 2
  • Interst Only
  • Construction to Perm with no prepay available
  • Max LTV 85%

*Other Programs

  • Let us know about your special needs and we can customize a program for you.
 
Nationwide Program.
Proposals will be quoted within 48 hours.